Welcome 2012-Apakah Reaksi Anda !!!!!!!!!!!!!!!!!

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Wednesday, April 13, 2011

Skim Rumah PertamaKu yg diperkenalkan GOV.


  • Key Features and Benefits : First Home purchase (Subject to affordability) Up to 100% financing Residential property only

  • Qualifying Criteria/Eligible Borrowers : Malaysian citizen First time home-buyer Individuals up to age 35 years Single borrower gross income not exceeding RM3,000/month Confirmed employee with minimum employment of 6 months with same employer Generally, repayment amount must not be more than 1/3 of monthly income. This may be increased to a maximum of 50% in the event of additional credit mitigating factors as permitted under the participating bank’s existing underwriting policy. Eligible Properties Residential properties located in Malaysia Minimum property value of RM100,000 Maximum property value of RM220,000 Owner occupied (buyers are required to reside in the property)

  • Financing Requirements : Financing tenure not exceeding 30 years Amortising facility only (no redrawable features) Installments payable via monthly salary deduction or standing instruction Savings record (3 months installment liquidity reserve) Compulsory Fire insurance/takaful

  • Application : Application for financing under the Scheme can be made at the nearest branch of the participating banks.

  • Reff: http://www.srp.com.my/docs/html/home.html

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